Legal Counsel for your life decisions

Are you worried about the high cost of a nursing home?

Medicaid Planning, Effective Estate Planning and Legal Avenues for Asset Protection

Facing long term nursing home care can be emotionally and financially taxing. You’ve put years of hard work into buying your home, property and other belongings. The high cost of a nursing home can quickly exhaust your assets, if you don’t have the right planning in place.

When it comes to estate planning there are many options - wills, trusts and powers of attorney. Navigating the legal complexities of Medicaid and asset protection require professional legal services. It’s worth the time and peace of mind to protect what you’ve spent a lifetime building.

As offspring you may discover your parents’ lack of foresight has placed you in the role of their decision maker. You find yourself making life-changing decisions for them. There is so much you need to know:

• What does Medicare cover?
• What is your parent’s financial condition?
• What bills do they have to pay?
• How can you save their assets and help them qualify for Medicaid?
• Have they invested their money wisely to compensate for an unwanted or unforeseen future?

Attorney James Coletta specializes in elder law and estate planning. With more than two decades of experience he has the knowledge to answer your questions and guide you through legal complexities. Attorney Coletta’s legal advice can help you make the best decisions for yourself or your family. Plan for the years ahead and put your worries to rest.

Workers compensation, social disability, social security and black lung

Has an on-the-job accident or unpredicted illness put you out of work?

When you least expect it, an injury at work can put you out of the work force. If the injury is serious enough, you may be faced with choosing a different career. Unfavorable work conditions, such as inhaling toxic fumes or breathing dust in a coal mine, can create physical conditions that make you unable to do your job and eventually may even shorten your life.

These and many other situations fall under the coverage of workers’ compensation, social disability, social security or possibly even black lung. Unless you know how to maneuver the legal system, insurance companies or government agencies can delay your compensation, when you need it most. They may even discourage your attempts to recover damages and make you feel hopeless.

When faced with a major disability along with medical bills, loss of income and maybe your job, there’s no substitute for sound legal advice. Attorney James Schmitt has a wealth of experience and the expertise to guide you through the maze of legal hurdles.

At Schmitt & Coletta, the attorneys are committed to preserving and protecting your rights.

Contact Schmitt & Coletta today and get counsel for your life decisions.